Our Loan Products

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LHOME offers existing small business owners loans for up to $15,000. These loans have a 7.5% APR and a 36-month maturity. Once documents are received, the loan review process may take two weeks. Most loans require collateral. LHOME offers Sharia loans for our Muslim customers.

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LHOME offers contractors working capital loans up to $15,000. Minority and Women Contractors working on affordable housing get preference for this product. If you work as a contractor with The Housing Partnership, Inc., New Directions Housing Corporation, Rebound, Inc., River City Housing, Habitat for Humanity, LMHA or similar developers, LHOME may be able to provide you short-term financing for equipment, supplies, and other needs.

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Too many homeowners, particularly in Louisville’s West End, are losing their homes over less than $5,000 of unpaid property taxes. If you are a homeowner struggling to pay your property taxes, LHOME may be able to help with a low-interest loan, financial coaching, and budgeting support so that you are able to pay your property taxes and maintain your home long-term. Property tax loans are made up to $2,500. Up to two delinquent tax payments are considered.