Our Loan Products


LHOME offers existing small business owners loans for up to $15,000. These loans have a 7.5% APR and a 36-month maturity. Once documents are received, the loan review process may take two weeks. Most loans require collateral. LHOME offers Sharia loans for our Muslim customers.


LHOME offers contractors working capital loans up to $15,000. Minority and Women Contractors working on affordable housing get preference for this product. If you work as a contractor with The Housing Partnership, Inc., New Directions Housing Corporation, Rebound, Inc., River City Housing, Habitat for Humanity, LMHA or similar developers, LHOME may be able to provide you short-term financing for equipment, supplies, and other needs.


Too many homeowners, particularly in Louisville’s West End, are losing their homes over less than $5,000 of unpaid property taxes. If you are a homeowner struggling to pay your property taxes, LHOME may be able to help with a low-interest loan, financial coaching, and budgeting support so that you are able to pay your property taxes and maintain your home long-term. Property tax loans are made up to $2,500. Up to two delinquent tax payments are considered.