Business Loans


Small Business Loans

LHOME offers existing small business owners loans for up to $15,000. These loans have a 7.5% APR and a 36-month maturity. Once documents are received, the loan review process may take two weeks. Most loans require collateral. LHOME offers Sharia loans for our Muslim customers.



Working Capital Loans for Minority and Women Affordable housing ContractorS

LHOME offers contractors working capital loans up to $15,000. Minority and Women Contractors working on affordable housing get preference for this product. If you work as a contractor with The Housing Partnership, Inc., New Directions Housing Corporation, Rebound, Inc., River City Housing, Habitat for Humanity, LMHA or similar developers, LHOME may be able to provide you short-term financing for equipment, supplies, and other needs.



Small developer/investor loans

LHOME offers small developers and investors loans to renovate single-family residential properties in our Investment Area. For qualified borrowers and properties, LHOME can lend up to $30,000 for up to 12 months at 11%. Interest-only payments are due monthly, principal balance due at time of re-sale or refinance within one year.

Owner-occupancy is NOT required.